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| Feature | Xero | MYOB |
|---|---|---|
| Monthly pricing (entry) | From $32/month | From $30/month |
| BAS lodgement | Yes — direct to ATO | Yes — direct to ATO |
| Payroll included | Yes (all plans) | Yes (from Standard plan) |
| Bank feeds | Automatic | Automatic |
| Inventory management | Yes | Yes |
| Mobile app | Strong | Good |
| Best for | Service businesses, startups | Trades, retail, established businesses |
| Australian support | Business hours only | 24/7 phone support (some plans) |
Verdict on pricing: Both are similarly priced for their main plans. MYOB’s Lite plan is slightly cheaper but does not include payroll — which most businesses need. Xero includes payroll on all plans from Standard upward.
Xero is widely regarded as easier to use, especially for business owners with no accounting background. Its interface is clean, modern, and intuitive. Most tasks can be completed without accounting knowledge.
MYOB has historically been seen as more complex — particularly the AccountRight desktop version. However, MYOB’s cloud-based Business platform has improved significantly in recent years and is now much more user-friendly.
Verdict: Xero wins for ease of use, especially if the business owner is managing their own books. MYOB is better suited to businesses with a bookkeeper or accountant managing the software.
Both Xero and MYOB connect directly to the ATO through STP (Single Touch Payroll) and allow you to lodge BAS and IAS statements directly from the software.
For the Payday Super changes from 1 July 2026, both providers have confirmed they are updating their payroll modules to support same-day super payment processing. However, you should confirm with your software provider that your specific plan and version is Payday Super ready before 1 July.
Verdict: Both are fully ATO-compliant and support direct lodgement. Check that your version supports Payday Super before July 2026.
Verdict: MYOB has the edge on payroll for businesses with complex needs (award rates, rostering, multiple pay runs). Xero is excellent for straightforward payroll with a better employee self-service experience.
Verdict: MYOB wins for businesses with complex inventory needs. Xero is sufficient for businesses with simple stock management.
Xero leads significantly in integrations — connecting with over 1,000 third-party apps including Shopify, Stripe, HubSpot, Unleashed, and hundreds of industry-specific tools. If you use multiple software tools in your business, Xero’s ecosystem is much wider.
MYOB connects with fewer integrations but covers the major Australian-specific tools well.
Verdict: Xero wins for integrations and ecosystem. If your business relies on multiple connected tools, Xero is the stronger choice.
This is where MYOB has a clear advantage. MYOB offers 24/7 phone support on higher plans — which is rare in accounting software. Xero’s support is primarily email and chat, with no phone support.
For small business owners who are not confident with technology, MYOB’s support accessibility can be a deciding factor.
Verdict: MYOB wins on support accessibility.
For most Melbourne small businesses starting fresh in 2026, Xero is our recommendation — it is easier to use, has stronger integrations, and most Australian accounting firms (including Procura Global) use Xero as their primary platform, making collaboration seamless.
However, if you are in a trade or have complex inventory or payroll needs, MYOB AccountRight is a proven, powerful option.
Not sure which is right for your business? At Procura Global, we help Melbourne SMEs set up and optimise their cloud accounting software so their books are always accurate, their BAS is lodged on time, and their payroll is compliant — whether they use Xero, MYOB, or another platform.
👉 Learn about our Cloud Accounting & Automation Services 👉 Book a free consultation with Procura Global
Procura Global provides trusted accounting, tax, and advisory services that simplify finances, ensure compliance, and support confident business growth.
